What is the best bank account for a not for profit organisation?
Is there such thing as free banking for a not for profit? We are not a charity, just not for profit, and looking for the best bank account in terms of low (or no) fees. Some do a year's free banking but we cannot find any that do completely free banking - does this exist? We were originally tempted by the co-op's ethical policies but they aren't so ethical when it comes to allowing Christian groups to speak about what they believe, so that put us off, even though we are not a Christian group. Any advice most appreciated!
Small Business - 3 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
If you want ethical try the Co-Op Bank, a decent rate of interest try Alliance and Leicester.
Answer 2 :
Most banks do a "Treasurer's Account" for clubs & societies which is free - ask in your local branch, or check the comparison tables at the link below
Answer 3 :
Abbey National have a business account which includes almost every service for free, forever.
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Tuesday, December 14, 2010
Tuesday, December 7, 2010
What is the best course of study if I want to become a self employed accountant to small businesses?
What is the best course of study if I want to become a self employed accountant to small businesses?
I have worked in IT until now implementing and training accounting packages, and although I studied bookkeeping a few years ago in Johannesburg to help with the IT projects, I am not trained as an accountant. I am currently working as a bookkeeper but know I can do more so would like to become an accountant and offer these services to local small to medium businesses. It has been suggested that I take the AAT courses but am concerned this would not be sufficient to become self employed in this field. Any advice in this area would be greatly appreciated.
Higher Education (University +) - 1 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
Certified Public Accountant (CPA) The most distinguished certificate an accountant can earn is a certified public accountant (CPA) certificate. In Georgia, a CPA certificate can only be earned after the completion of bachelor's in accounting. Additionally, to sit for the CPA examination, you will need to have completed 150 semester hours or 225 quarter hours of designated accounting study. Read more: Types of Accounting Certifications in Georgia | eHow.com http://www.ehow.com/list_6802494_types-accounting-certifications-georgia.html#ixzz0zD4v42lR
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I have worked in IT until now implementing and training accounting packages, and although I studied bookkeeping a few years ago in Johannesburg to help with the IT projects, I am not trained as an accountant. I am currently working as a bookkeeper but know I can do more so would like to become an accountant and offer these services to local small to medium businesses. It has been suggested that I take the AAT courses but am concerned this would not be sufficient to become self employed in this field. Any advice in this area would be greatly appreciated.
Higher Education (University +) - 1 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
Certified Public Accountant (CPA) The most distinguished certificate an accountant can earn is a certified public accountant (CPA) certificate. In Georgia, a CPA certificate can only be earned after the completion of bachelor's in accounting. Additionally, to sit for the CPA examination, you will need to have completed 150 semester hours or 225 quarter hours of designated accounting study. Read more: Types of Accounting Certifications in Georgia | eHow.com http://www.ehow.com/list_6802494_types-accounting-certifications-georgia.html#ixzz0zD4v42lR
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Wednesday, December 1, 2010
When filling out an expenditure sheet for self-employment, what are the best headings to use?
When filling out an expenditure sheet for self-employment, what are the best headings to use?
I would like to make my expenditure sheet as easy as possible to fill in but still covering all possible expenses. I prefer to use Excel format. Does anyone have any suitable ideas preferably from people in the accounting business?
Small Business - 2 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
The easiest way is to use the headings on the Self Assessment Return - these cover all the main expenditure heads and using them will make it easier to complete your self assessment at the end of the year. Make your columns on the spreadhseet in the same order as on the SA form and don't be tempted to put too much into 'sundries'
Answer 2 :
tough one because it varies per business, but ultimately grouped together on the tax return. well heres a few to get you started. plant & equipment (computer, printer, car, anyother assets) fixtures & fitting (desk, chair, shelving, cabinet, any other furniture) purchases printing, postage & Stationery Motor Costs (include insurance, tax, petrol & repairs/mot) computer costs (internet, website costs etc..) wages rates (council tax & water rates) gas electric telephone insurance (say public liability ins for example) professional fees accountancy fees legal fees advertising equipment hire / rental repairs bank charges / interest miscellaneous (anything else) these are a few standard one, but when you complete a tax return form, the above heading will be grouped into about 10 boxes and you will find things like gas, elec and rates go into one box. hope this helps.
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I would like to make my expenditure sheet as easy as possible to fill in but still covering all possible expenses. I prefer to use Excel format. Does anyone have any suitable ideas preferably from people in the accounting business?
Small Business - 2 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
The easiest way is to use the headings on the Self Assessment Return - these cover all the main expenditure heads and using them will make it easier to complete your self assessment at the end of the year. Make your columns on the spreadhseet in the same order as on the SA form and don't be tempted to put too much into 'sundries'
Answer 2 :
tough one because it varies per business, but ultimately grouped together on the tax return. well heres a few to get you started. plant & equipment (computer, printer, car, anyother assets) fixtures & fitting (desk, chair, shelving, cabinet, any other furniture) purchases printing, postage & Stationery Motor Costs (include insurance, tax, petrol & repairs/mot) computer costs (internet, website costs etc..) wages rates (council tax & water rates) gas electric telephone insurance (say public liability ins for example) professional fees accountancy fees legal fees advertising equipment hire / rental repairs bank charges / interest miscellaneous (anything else) these are a few standard one, but when you complete a tax return form, the above heading will be grouped into about 10 boxes and you will find things like gas, elec and rates go into one box. hope this helps.
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Sunday, November 28, 2010
How much could i expect to earn once i become a chartered accountant?
How much could i expect to earn once i become a chartered accountant?
I am starting a degree in accounting then hopefully will go on to become chartered once i finish my degree. Thankidoodles.
Financial Services - 5 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
Starting salaries vary considerably, depending on the location and size of the firm and the sector. Starting salaries range between £19,000 and £25,000
Answer 2 :
The pay in London starts at around 25 K. After 10 or 15 years you can expect 100 k plus if you pass all the exams, you're good at what you do, you're prepared to work around 50 hours a week and you work for a big firm. Public sector accountants and ones at small companies usually work less hours and earn less than ones at big accounting companies though.
Answer 3 :
over £40,000 if you work for a good firm.
Answer 4 :
In Canada, first year auditors get around $50k, but you get a substantial increase once you get your charter.
Answer 5 :
According to Annual Salary Survey of the Leinster Society of Chartered Accountants/The Accountants Panel,An Irish chartered accountant who qualified in 2001 and is employed in the industrial and commercial sector earns an average remuneration package of €94,700 a year. In India, Salary paid to a candidate selected in Campus is Rs. 27.00 lacs, Accountants’ Starting Pay is £45000 in U.K.
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I am starting a degree in accounting then hopefully will go on to become chartered once i finish my degree. Thankidoodles.
Financial Services - 5 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
Starting salaries vary considerably, depending on the location and size of the firm and the sector. Starting salaries range between £19,000 and £25,000
Answer 2 :
The pay in London starts at around 25 K. After 10 or 15 years you can expect 100 k plus if you pass all the exams, you're good at what you do, you're prepared to work around 50 hours a week and you work for a big firm. Public sector accountants and ones at small companies usually work less hours and earn less than ones at big accounting companies though.
Answer 3 :
over £40,000 if you work for a good firm.
Answer 4 :
In Canada, first year auditors get around $50k, but you get a substantial increase once you get your charter.
Answer 5 :
According to Annual Salary Survey of the Leinster Society of Chartered Accountants/The Accountants Panel,An Irish chartered accountant who qualified in 2001 and is employed in the industrial and commercial sector earns an average remuneration package of €94,700 a year. In India, Salary paid to a candidate selected in Campus is Rs. 27.00 lacs, Accountants’ Starting Pay is £45000 in U.K.
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Sunday, November 14, 2010
How to link a bank account to paypal when it has been disabled?
How to link a bank account to paypal when it has been disabled?
It says my bank account has been disabled from paypal and if i want to add it i have to fax them the the amount they put in etc , but i dont have a fax machine is there any other way i can do this? Thanks ^_^
Personal Finance - 2 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
Who disabled the account? Was it PayPal or was it your bank? PayPal doesn't accept faxed documents; they do everything electronically. Sign into your PayPal account & scroll to the bottom of the page. Click on "contact us". On the page that comes up, click on "call us" and you will get a PIN number to use that identifies you as the account holder. They will give you the phone number and hours of operation, and you can call them and ask what you need to do. You must have that PIN number when you call, so if someone just posts the PayPal phone number here it will not do you any good. You must go through your account to contact them.
Answer 2 :
This does not seem very likley - have you received an email ??? (and clinked on a link sent to you in an email ???) == if so, you are being 'phished' ... Go to PayPal by typing in the address - if you get in, change all your passwords ... if you can't log-in, PANIC NOW ....
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It says my bank account has been disabled from paypal and if i want to add it i have to fax them the the amount they put in etc , but i dont have a fax machine is there any other way i can do this? Thanks ^_^
Personal Finance - 2 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
Who disabled the account? Was it PayPal or was it your bank? PayPal doesn't accept faxed documents; they do everything electronically. Sign into your PayPal account & scroll to the bottom of the page. Click on "contact us". On the page that comes up, click on "call us" and you will get a PIN number to use that identifies you as the account holder. They will give you the phone number and hours of operation, and you can call them and ask what you need to do. You must have that PIN number when you call, so if someone just posts the PayPal phone number here it will not do you any good. You must go through your account to contact them.
Answer 2 :
This does not seem very likley - have you received an email ??? (and clinked on a link sent to you in an email ???) == if so, you are being 'phished' ... Go to PayPal by typing in the address - if you get in, change all your passwords ... if you can't log-in, PANIC NOW ....
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Sunday, November 7, 2010
How do i apply for a job that I have no experience for?
How do i apply for a job that I have no experience for?
I have a degree in Business and IT. However I have seen a job advertised for a Accounts Assistant and would like to go in this direction. I haven't got any accounting experience whatsoever! However this job says they will train you. I need to write a personal statement but don't really know what I should include as I have no accounting experience. I know I can write about "transferrable skills" but can someone help me out with the layout? The statement is 300 words maximum.
Other - Careers & Employment - 6 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
Now why would you want a job that you have no experience for at all?
Answer 2 :
Honestly, if you want to get into accounting you need to have a degree or background in there. They will never hire you and you will not understand basic accounting principles. I know it seems like a good job, but it's not the right one for you.
Answer 3 :
First, have you worked before? Secondly, have you read through the job descriptions, and do you think you can handle it. Yes you can write transferable skill, but highlight the areas where have achieved or completed a project successfully. Since its an assistant role its more like starter level. At the end include the fact that you are willing to learn and take instructions to take you to the next level.
Answer 4 :
Think about the requirements needed for the job: probably numeracy and proficiency in Excel, right? Then take examples from your experience that match these requirements. That way you're can show you're suitable!
Answer 5 :
resume reasserts in the persecution. person of good carrotier seeking employment. US Citizen. No Felony's. seeking stating Passion's.
Answer 6 :
you have no choice but to study and get a qualification in accounts. Even if an employer says they will train you they tend to just put that down as a formality and with the high number of jobless who do have some accounting experience they are much more likely to choose one of them than you as it saves them a lot of hassle as they won't have to train them from scratch if at all.
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I have a degree in Business and IT. However I have seen a job advertised for a Accounts Assistant and would like to go in this direction. I haven't got any accounting experience whatsoever! However this job says they will train you. I need to write a personal statement but don't really know what I should include as I have no accounting experience. I know I can write about "transferrable skills" but can someone help me out with the layout? The statement is 300 words maximum.
Other - Careers & Employment - 6 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
Now why would you want a job that you have no experience for at all?
Answer 2 :
Honestly, if you want to get into accounting you need to have a degree or background in there. They will never hire you and you will not understand basic accounting principles. I know it seems like a good job, but it's not the right one for you.
Answer 3 :
First, have you worked before? Secondly, have you read through the job descriptions, and do you think you can handle it. Yes you can write transferable skill, but highlight the areas where have achieved or completed a project successfully. Since its an assistant role its more like starter level. At the end include the fact that you are willing to learn and take instructions to take you to the next level.
Answer 4 :
Think about the requirements needed for the job: probably numeracy and proficiency in Excel, right? Then take examples from your experience that match these requirements. That way you're can show you're suitable!
Answer 5 :
resume reasserts in the persecution. person of good carrotier seeking employment. US Citizen. No Felony's. seeking stating Passion's.
Answer 6 :
you have no choice but to study and get a qualification in accounts. Even if an employer says they will train you they tend to just put that down as a formality and with the high number of jobless who do have some accounting experience they are much more likely to choose one of them than you as it saves them a lot of hassle as they won't have to train them from scratch if at all.
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Monday, November 1, 2010
What is the best way to negotiate the assistance of others, and why is it important?
What is the best way to negotiate the assistance of others, and why is it important?
I'm trying to produce a portfolio for my NVQ 2 in accounting - this is one of the questions. Please help! :)
Small Business - 1 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
First by saying you need help, be calm and polite. Approach the person who you think can help you and explain your problem. You to to say you realise they are busy but would be grateful if they could assist you when they have time. it is important because when training you need the help of those with more expertise than you. Also by negotiating you are learning a skill which is valuable through the whole of your life. Good luck with your NVQ.
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I'm trying to produce a portfolio for my NVQ 2 in accounting - this is one of the questions. Please help! :)
Small Business - 1 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
First by saying you need help, be calm and polite. Approach the person who you think can help you and explain your problem. You to to say you realise they are busy but would be grateful if they could assist you when they have time. it is important because when training you need the help of those with more expertise than you. Also by negotiating you are learning a skill which is valuable through the whole of your life. Good luck with your NVQ.
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