How long does a company have to take money from my account for goods delivered?
I ordered a cotbed matress and bedding set from a well known company online on the 3/4/07. All the items were delivered on the 20/4/07 but the money has not been billed from my credit card for the cotbed. I have had to cancel my credit card account for a separate reason but have kept hold of the money to pay for it should the company contact me. The cotbed order was fulfilled direct from the supplier and on my order details it says processing in warehouse. I signed for the item when it was delivered but have heard nothing since. I was just wondering how long they have got to claim the money from me?
Credit - 4 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
You want to be careful here. A common method of fraud is to do what you have done and companies are wise to this (not suggesting you are fraudulent) When they get rejected by the credit card company they will probably go straight to a court or credit collection agent, this will involve you in extra cost and could affect your credit rating. My advice is for you to take the initiative and go to the company and explain. .
Answer 2 :
That's odd. Usually if you order online with a credit card, your card will be charged within a few days. If you are honest, you can contact the company's customer service department and ask if your payment has processed correctly. Otherwise you can take your chances and see if your payment goes into collections (will impact your credit history). There are no set rules on how long a company has to make payment claims on goods delivered. However, in some places a company usually has only up to 90 days to claim payment unless there are special circumstances. Just do the right thing and find out what's going on.
Answer 3 :
I had a similar experience with a company I placed an order with. It took 3-4 months for me.They will claim the money so hold on! You could try contacting the company to see if it is showing on their records as unpaid. (If they say it was paid, still hold on to the $$ as they will most likely discover their accounting error-as it did in my case) Remember, nothing is free!! They will come after the cash>
Answer 4 :
Can I add another question ? If you tell the company to collect payment, and after 6 months they still have not, are you then allowed to cancel the debit or payment and keep the item ?
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Tuesday, January 7, 2014
Wednesday, January 1, 2014
How long does Natwest Cheque take to clear to another natwest account?
How long does Natwest Cheque take to clear to another natwest account?
Hi, My dad is writing a cheque for me tomorrow to pay my rent he and i both have natwest accounts. Only problem is Rent is due tomorrow. Will the cheque clear tomorrow because we have the same bank? If i cant have the money the same day i will have to go to a cheque cashing company. Does anyone know what i might need to take? Advice please.
Personal Finance - 7 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
a cheque will take 3 days but will be quicker if your dad phones online banking and its instant transfer within nat west.
Answer 2 :
Not sure, but if he has telephone banking he could call them up and get them to transfer the funds across instantly. That's usually how it works Barclays to Barclays I believe. I think cheques usually take longer to process. Call your bank and find out.
Answer 3 :
The rent will go through your account at around 9am tomorrow. That leaves very little time, if any, for even an electronic transfer. If you've got an overdraft, it'll hit that, or failing that, you will go overdrawn & incur bank charges, which you may not be able to claim back. Outgoings always go through your account BEFORE incoming transactions anyway.
Answer 4 :
It's normal for it to take the three working days - BUT - if you're in the same branch it MIGHT clear the same day ! Wouldn't it be easier for him to use a cash-machine and just give you the money ? For a cheque-cashing company, you'll need ID for yourself - AND they'll charge a fee (somewhere around 2% of the cheque ! So - if you cash a cheque for £100 - Yuo'll get £98 back !
Answer 5 :
As stated above by others.... It will be cashed within 1 working day, (same banks) but how do you know what time the rent is drawn ? if its DD then its done onces in the morning 10am ish then again a 3pm if the moneys not in then its a failed DD but if your late, and have not got a overdraft to cover the Rent amount i wouldnt risk it, natwest will charge you £35 fee for unpaid fee, then another £25 for being overdrawn, I still find it very hard to believe these banks are broke!
Answer 6 :
Write a cheque to pay your rent - that will certainly take 3 days to clear so by that time your Dad's cheque will be in the bank. Phone the NatWest to explain the situation so if there is any overlap they won't stiff you with overdraft charges - let banks know beforehand and they are generally reasonable.
Answer 7 :
Your dad would be much better doing a direct transfer to your account which will credit your account the same day. All he has to do is call Natwest telephone banking and give them his details and then your account number and sort code, the transfer is instant. Alternatively if he does online banking he can do it online under the 'payments' option.
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Hi, My dad is writing a cheque for me tomorrow to pay my rent he and i both have natwest accounts. Only problem is Rent is due tomorrow. Will the cheque clear tomorrow because we have the same bank? If i cant have the money the same day i will have to go to a cheque cashing company. Does anyone know what i might need to take? Advice please.
Personal Finance - 7 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
a cheque will take 3 days but will be quicker if your dad phones online banking and its instant transfer within nat west.
Answer 2 :
Not sure, but if he has telephone banking he could call them up and get them to transfer the funds across instantly. That's usually how it works Barclays to Barclays I believe. I think cheques usually take longer to process. Call your bank and find out.
Answer 3 :
The rent will go through your account at around 9am tomorrow. That leaves very little time, if any, for even an electronic transfer. If you've got an overdraft, it'll hit that, or failing that, you will go overdrawn & incur bank charges, which you may not be able to claim back. Outgoings always go through your account BEFORE incoming transactions anyway.
Answer 4 :
It's normal for it to take the three working days - BUT - if you're in the same branch it MIGHT clear the same day ! Wouldn't it be easier for him to use a cash-machine and just give you the money ? For a cheque-cashing company, you'll need ID for yourself - AND they'll charge a fee (somewhere around 2% of the cheque ! So - if you cash a cheque for £100 - Yuo'll get £98 back !
Answer 5 :
As stated above by others.... It will be cashed within 1 working day, (same banks) but how do you know what time the rent is drawn ? if its DD then its done onces in the morning 10am ish then again a 3pm if the moneys not in then its a failed DD but if your late, and have not got a overdraft to cover the Rent amount i wouldnt risk it, natwest will charge you £35 fee for unpaid fee, then another £25 for being overdrawn, I still find it very hard to believe these banks are broke!
Answer 6 :
Write a cheque to pay your rent - that will certainly take 3 days to clear so by that time your Dad's cheque will be in the bank. Phone the NatWest to explain the situation so if there is any overlap they won't stiff you with overdraft charges - let banks know beforehand and they are generally reasonable.
Answer 7 :
Your dad would be much better doing a direct transfer to your account which will credit your account the same day. All he has to do is call Natwest telephone banking and give them his details and then your account number and sort code, the transfer is instant. Alternatively if he does online banking he can do it online under the 'payments' option.
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Saturday, December 28, 2013
How do I make my Xbox sign into an account automatically but not sign into Xbox Live?
How do I make my Xbox sign into an account automatically but not sign into Xbox Live?
Let me explain. I have a Silver Xbox Live account and when I switch on my Xbox, I have to choose my Xbox Live account and when I pick it, it will try to sign into Xbox Live. I want to have it where I switch on my Xbox and it will choose my account automatically but it will not auto sign into Xbox Live. How do I do this?
Xbox - 2 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
Un plug the Internet cable in the back of the xbox :) It works for me. Yeah mw3!
Answer 2 :
Sign in to Xbox LIVE. Press the Guide button. Move to the Settings blade, and then select Profile. Select Auto Sign-in, and then make any changes that you want. The Xbox will always try to connect to xbox live, it's just an automatic function. But if you don't have a gold membership then it obviously can't and will just take you to the dashboard.
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Let me explain. I have a Silver Xbox Live account and when I switch on my Xbox, I have to choose my Xbox Live account and when I pick it, it will try to sign into Xbox Live. I want to have it where I switch on my Xbox and it will choose my account automatically but it will not auto sign into Xbox Live. How do I do this?
Xbox - 2 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
Un plug the Internet cable in the back of the xbox :) It works for me. Yeah mw3!
Answer 2 :
Sign in to Xbox LIVE. Press the Guide button. Move to the Settings blade, and then select Profile. Select Auto Sign-in, and then make any changes that you want. The Xbox will always try to connect to xbox live, it's just an automatic function. But if you don't have a gold membership then it obviously can't and will just take you to the dashboard.
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Saturday, December 14, 2013
What time does money go into bank accounts?
What time does money go into bank accounts?
I put a cheque into my A&L account last Friday. I still haven't got my money yet though. Last time I did this, I had it by now. I phoned the bank to find out when I would get it and she said Thursday. It's now Thursday and no sign. Is there a specific time it goes into the account?
Personal Finance - 4 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
Depends on the bank the funds must come from. 30 to 10 days
Answer 2 :
All you can do is call your bank, as they are all different with deposits, and computerization methods.
Answer 3 :
there isn't a set time. depending on the bank and the kind of check it is, it can take anywhere from a couple days to two weeks.
Answer 4 :
That all depends on the banking institution. Also the amount is a factor and if it is written on an account from a smaller bank sometimes your bank will wait til it gets paid to make funds available to you.
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I put a cheque into my A&L account last Friday. I still haven't got my money yet though. Last time I did this, I had it by now. I phoned the bank to find out when I would get it and she said Thursday. It's now Thursday and no sign. Is there a specific time it goes into the account?
Personal Finance - 4 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
Depends on the bank the funds must come from. 30 to 10 days
Answer 2 :
All you can do is call your bank, as they are all different with deposits, and computerization methods.
Answer 3 :
there isn't a set time. depending on the bank and the kind of check it is, it can take anywhere from a couple days to two weeks.
Answer 4 :
That all depends on the banking institution. Also the amount is a factor and if it is written on an account from a smaller bank sometimes your bank will wait til it gets paid to make funds available to you.
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Saturday, December 7, 2013
Accounting Assignment Question?
Accounting Assignment Question?
Hi stuck on a question for my accounting assignment it is, "List examples of the diffrent information managers will need when making decisions about creditors, debtors, stock and cash". If you could give me any guidence or headings it would be appreciated. Thanks
Other - Business & Finance - 1 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
Creditors : Whether creditors for goods or on some other transaction. What is the oldest creditors and why not yet paid. List of creditors on sales return if any. Whether interest is paid to the any of the creditors, if so why? List of creditors with litigation, if any. Debtors List of debtors more than one month.Any specific reason why the old debtors are not paying. List of long overdue debtors. List of debtors marked bad debts with details. List of debtors on goods sold and other debtors. Stock List of costly stock kept more than the required period. What is the minimum level of the costly stocks. List of Economic Quantity of costly stocks Whether any production process was affected for want of stock. List of stock not in use. System of stock control. List of imported stocks Procedure in disposal of old unused stock, waste and scraps Cash Copy of cash flow statement. How the excess cash was used ? Steps taken to adjust the shortage of cash
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Hi stuck on a question for my accounting assignment it is, "List examples of the diffrent information managers will need when making decisions about creditors, debtors, stock and cash". If you could give me any guidence or headings it would be appreciated. Thanks
Other - Business & Finance - 1 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
Creditors : Whether creditors for goods or on some other transaction. What is the oldest creditors and why not yet paid. List of creditors on sales return if any. Whether interest is paid to the any of the creditors, if so why? List of creditors with litigation, if any. Debtors List of debtors more than one month.Any specific reason why the old debtors are not paying. List of long overdue debtors. List of debtors marked bad debts with details. List of debtors on goods sold and other debtors. Stock List of costly stock kept more than the required period. What is the minimum level of the costly stocks. List of Economic Quantity of costly stocks Whether any production process was affected for want of stock. List of stock not in use. System of stock control. List of imported stocks Procedure in disposal of old unused stock, waste and scraps Cash Copy of cash flow statement. How the excess cash was used ? Steps taken to adjust the shortage of cash
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Sunday, December 1, 2013
How could someone tell if another yahoo member was a multi account user?
How could someone tell if another yahoo member was a multi account user?
Like a girl said that I was a multi account user, she had a terrible attitude, is she trolling or can they find it?
Yahoo! Answers - 6 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
You can however you would need to have access to your IP and then somehow check every single members IP address. Your IP is unique, this is how people can ban you from their servers. Find the IP and you find the computer, IPs however can't be obtained by general members of the public. So in short, the answer is no.
Answer 2 :
IP numbers are one way as stated. Sometimes it can become obvious by the similarities in writing styles in answers or questions, making it almost certain that 2 or more accounts belong to the same person. Or it could be she knows nothing, and is just a negative trouble maker.
Answer 3 :
We cannot tell but we can make an informed guess. Everyone has a style of writing, words they mis spell regularly and other things which can give them away.
Answer 4 :
If you are thinking of reporting anyone for suspected multiple accounts, YA will want you to send them all the profiles which you suspect are being used unfairly for point gaming. The girl is probably just saying that because decent members don't like being accused of having more than one account when they haven't.......don't let it get to you.
Answer 5 :
Nope you Cant Find Out if the person has multiple accounts because you would need access to ip addresses and only yahoo and the police have access to that
Answer 6 :
Some multiple account users ask identical carbon copy questions with different accounts so some of them are very easy to spot.
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Like a girl said that I was a multi account user, she had a terrible attitude, is she trolling or can they find it?
Yahoo! Answers - 6 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
You can however you would need to have access to your IP and then somehow check every single members IP address. Your IP is unique, this is how people can ban you from their servers. Find the IP and you find the computer, IPs however can't be obtained by general members of the public. So in short, the answer is no.
Answer 2 :
IP numbers are one way as stated. Sometimes it can become obvious by the similarities in writing styles in answers or questions, making it almost certain that 2 or more accounts belong to the same person. Or it could be she knows nothing, and is just a negative trouble maker.
Answer 3 :
We cannot tell but we can make an informed guess. Everyone has a style of writing, words they mis spell regularly and other things which can give them away.
Answer 4 :
If you are thinking of reporting anyone for suspected multiple accounts, YA will want you to send them all the profiles which you suspect are being used unfairly for point gaming. The girl is probably just saying that because decent members don't like being accused of having more than one account when they haven't.......don't let it get to you.
Answer 5 :
Nope you Cant Find Out if the person has multiple accounts because you would need access to ip addresses and only yahoo and the police have access to that
Answer 6 :
Some multiple account users ask identical carbon copy questions with different accounts so some of them are very easy to spot.
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Thursday, November 28, 2013
How do I password protect a folder in Windows Vista without having multiple user accounts?
How do I password protect a folder in Windows Vista without having multiple user accounts?
There are no multiple user accounts on our computer, when it boots up it is just to a shared desktop, and I don't wish to creat multiple user accounts, I don't really see a point. Also, I don't want to download and/or purchase any special software for it. Is there any way to do this without doing those things?
Security - 3 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
Go to the folder you want to password protect from Computer-> C drive etc etc. Then right click on the folder name and somewhere there, it should give you either security options and allow you to encrypt/decrypt the folder. You can select the encrypt option and it'll guide you though a bunch of things to help you set up a password for encrypted folders. Once its set up, go back to the folder and right click on the name once more to encrypt it. It'll ask for the password once more and then password protect all of the files within the folder. Then, if you want to access it, you'll have to use the password that you set it all up with. If you don't have that option available and want to protect say word/excel files, click on the 'Save As' button and then click on tools in the box. Then click on general options and you should be able to set a password to encrypt those files. Feel free to drop me a message if you have any other questions =)
Answer 2 :
Get the folder lock software to password protect your files and folders http://www.techvts.com/security/folder-lock-download-to-password-protect-files/
Answer 3 :
You can DIY a Windows password reset CD. There is an Windows password unlocker.ISO image file integrated in the windows password unlocker. Burn the .ISO file onto a blank CD with your favorite burners or use the freely burner included in windows password unlocker. With the newly created windows password reset CD, you can reset windows admin password with our erasing anything else
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There are no multiple user accounts on our computer, when it boots up it is just to a shared desktop, and I don't wish to creat multiple user accounts, I don't really see a point. Also, I don't want to download and/or purchase any special software for it. Is there any way to do this without doing those things?
Security - 3 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
Go to the folder you want to password protect from Computer-> C drive etc etc. Then right click on the folder name and somewhere there, it should give you either security options and allow you to encrypt/decrypt the folder. You can select the encrypt option and it'll guide you though a bunch of things to help you set up a password for encrypted folders. Once its set up, go back to the folder and right click on the name once more to encrypt it. It'll ask for the password once more and then password protect all of the files within the folder. Then, if you want to access it, you'll have to use the password that you set it all up with. If you don't have that option available and want to protect say word/excel files, click on the 'Save As' button and then click on tools in the box. Then click on general options and you should be able to set a password to encrypt those files. Feel free to drop me a message if you have any other questions =)
Answer 2 :
Get the folder lock software to password protect your files and folders http://www.techvts.com/security/folder-lock-download-to-password-protect-files/
Answer 3 :
You can DIY a Windows password reset CD. There is an Windows password unlocker.ISO image file integrated in the windows password unlocker. Burn the .ISO file onto a blank CD with your favorite burners or use the freely burner included in windows password unlocker. With the newly created windows password reset CD, you can reset windows admin password with our erasing anything else
Read more other entries :
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