How do I close my bank account via letter?
I have an account with Santander and have been really disappointed with their service and so want to close the account I have open with them, how can I do this by letter? It's probs a daft question i've just never done it before. Thanks! =)
Other - Business & Finance - 2 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
I think Its rescue via letter but possible, you have to submit your all detail with account closing form then they will give you a final check of your account account.
Answer 2 :
I don't know about England, but in the US when I moved from one city to another, and opened a new bank account (at a different bank company) they told me they could notify the other bank to close that old account and remit the funds into my new bank account. So ask your new bank to do the same. After the funds have been properly remitted, then write your letter of disappointment. Always get the money out first.
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Sunday, April 28, 2013
Sunday, April 14, 2013
How can i cancel a payment Transferring From my Bank Account to Paypal whilst it is in Processing?
How can i cancel a payment Transferring From my Bank Account to Paypal whilst it is in Processing?
How can i cancel a payment Transferring From my Bank Account to Paypal whilst it is in Processing?? All i need to know is how?? Answer quickly please.
Credit - 2 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
I'd call the bank and see if you can put a stop payment on it. They can do that for you if its not too late.
Answer 2 :
You have to call the bank and put a Stop Payment. This can cost up to $30 though so be prepared. And also most banks need to know about the stop payment at least a couple days before it goes through.
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How can i cancel a payment Transferring From my Bank Account to Paypal whilst it is in Processing?? All i need to know is how?? Answer quickly please.
Credit - 2 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
I'd call the bank and see if you can put a stop payment on it. They can do that for you if its not too late.
Answer 2 :
You have to call the bank and put a Stop Payment. This can cost up to $30 though so be prepared. And also most banks need to know about the stop payment at least a couple days before it goes through.
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Sunday, April 7, 2013
What is the best rate achievable for a CHARITY bank account ?
What is the best rate achievable for a CHARITY bank account ?
What is the best rate achievable for charity bank account (around £200k)?. I am currently acheiving 3.875% but want to find out whether anyone else can offer a higher rate.
Community Service - 2 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
This is Yahoo! Answers. You won't get any sensible answers here. It's full of wallies like me. You're going to have to do your own research, Stell. Go on girl, we know you can. We're backing you all the way here.
Answer 2 :
I get 5% in an internet account,I've heard that HSBC bank are doing an 8%, there's two offers better than yours, but if i was you, i would speak to an independent adviser, he will make you far more than that i'm pretty sure.
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What is the best rate achievable for charity bank account (around £200k)?. I am currently acheiving 3.875% but want to find out whether anyone else can offer a higher rate.
Community Service - 2 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
This is Yahoo! Answers. You won't get any sensible answers here. It's full of wallies like me. You're going to have to do your own research, Stell. Go on girl, we know you can. We're backing you all the way here.
Answer 2 :
I get 5% in an internet account,I've heard that HSBC bank are doing an 8%, there's two offers better than yours, but if i was you, i would speak to an independent adviser, he will make you far more than that i'm pretty sure.
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Monday, April 1, 2013
What's the difference between account balance and available balance?
What's the difference between account balance and available balance?
I now I've already asked but I still don't get it. I've got £30 in my account balance and £5 in my available balance, what's does that mean? and can I claim my account balance? Thank you
Personal Finance - 7 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
the same thing happens to me when I deposit cheques into my account, I think it is because they are waiting to be approved, it's either that or that fact that your account could require a minimum amount (25) in it all times
Answer 2 :
it means that you can only withdraw £5 the other £25 is what they call ear marked... if there is something that you have bought that is due to come out your account and it is in that process, or if paid in cheque of £25 then is in process of going into your account.
Answer 3 :
Usually this means that you've bought something using a card (ie for £25) or a direct debit is due out that hasn't been taken out of your account yet, but your bank has 'ringfenced' that amount so you can't spend it. So your balance shows as £30 cos the £25 hasn't been taken out yet, but you only have £5 available to actually spend. Unless you have an overdraft, I doubt you'll be able to draw out any more than £5.
Answer 4 :
Right your account balance is what is technically in your account and your avaliable balance is what you can withdraw / access. U can't claim your account balance. Reasons your account balance can be higher than your avaliable balance are for example money that hasn't cleared in your account yet or money that has been reserved in your account for payment such as direct debits or card payments u have made in a shop which hasn't actually left your account yet but is due to at some point. Basically pay no attention to your account balance - u can't access it - and just check ur avaliable balance.
Answer 5 :
When you deposit a cheque into your account it takes approximately 3 to 5 working days to clear. That is the time it takes for your bank to send the cheque to the other bank and ask them for the cash so that they can put it into your account. So the account balance is £30 because it includes that cheque you recently banked into it. However as the cheque has not cleared yet, you can only draw £5 at the moment. In a few days when the cheque has cleared you will be able to draw out the remaining £25.
Answer 6 :
Account balance is what is actually your money but not what you can always withdraw. Available is what you can actually spend, this will include your overdraft as well (if you have one). So things that affect these balances: Your £30 account balance and £5 available could be because you have spent money using a debit card and the money hasn't left your accoutn but has been 'reserved' so that you don't spend it again or you may have put in a cheque that hasn't cleared. So either your available balance will stay at £5 once the money has been paid to the shop/internet site you have paid money to and this will also change your account balance to say the same or your available will change to show that your cheques have cleared and whatever your overdraft might be.
Answer 7 :
Balance is the total amount that a person has in his account, including all pending transactions while, available balance is the amount that is available for transfer or withdrawal.
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I now I've already asked but I still don't get it. I've got £30 in my account balance and £5 in my available balance, what's does that mean? and can I claim my account balance? Thank you
Personal Finance - 7 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
the same thing happens to me when I deposit cheques into my account, I think it is because they are waiting to be approved, it's either that or that fact that your account could require a minimum amount (25) in it all times
Answer 2 :
it means that you can only withdraw £5 the other £25 is what they call ear marked... if there is something that you have bought that is due to come out your account and it is in that process, or if paid in cheque of £25 then is in process of going into your account.
Answer 3 :
Usually this means that you've bought something using a card (ie for £25) or a direct debit is due out that hasn't been taken out of your account yet, but your bank has 'ringfenced' that amount so you can't spend it. So your balance shows as £30 cos the £25 hasn't been taken out yet, but you only have £5 available to actually spend. Unless you have an overdraft, I doubt you'll be able to draw out any more than £5.
Answer 4 :
Right your account balance is what is technically in your account and your avaliable balance is what you can withdraw / access. U can't claim your account balance. Reasons your account balance can be higher than your avaliable balance are for example money that hasn't cleared in your account yet or money that has been reserved in your account for payment such as direct debits or card payments u have made in a shop which hasn't actually left your account yet but is due to at some point. Basically pay no attention to your account balance - u can't access it - and just check ur avaliable balance.
Answer 5 :
When you deposit a cheque into your account it takes approximately 3 to 5 working days to clear. That is the time it takes for your bank to send the cheque to the other bank and ask them for the cash so that they can put it into your account. So the account balance is £30 because it includes that cheque you recently banked into it. However as the cheque has not cleared yet, you can only draw £5 at the moment. In a few days when the cheque has cleared you will be able to draw out the remaining £25.
Answer 6 :
Account balance is what is actually your money but not what you can always withdraw. Available is what you can actually spend, this will include your overdraft as well (if you have one). So things that affect these balances: Your £30 account balance and £5 available could be because you have spent money using a debit card and the money hasn't left your accoutn but has been 'reserved' so that you don't spend it again or you may have put in a cheque that hasn't cleared. So either your available balance will stay at £5 once the money has been paid to the shop/internet site you have paid money to and this will also change your account balance to say the same or your available will change to show that your cheques have cleared and whatever your overdraft might be.
Answer 7 :
Balance is the total amount that a person has in his account, including all pending transactions while, available balance is the amount that is available for transfer or withdrawal.
Read more other entries :
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