How to cash a cheque without holding a bank account?
My boyfriend has a problem with his wages cheques. Before he changed his job, he was paid on my bank account (different surname) without any problems, because he hasnt got his own bank account. Now his new emplyer requires a bank account on HIS name. They gave him a cheque on HIS name and we dont know how to cash it now. And there are also difficulties with opening an account for him, cause every utility bill (which banks require) is on MY name. What shall we do?
Personal Finance - 11 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
easy. have him acquire one of those prepaid visa or mastercards;prepaid credit cards. try rushcard from rushcard.com. they allow direct deposits to be directly loaded onto the cards. to cash pay checks, have him go to a payday loan company. they cash all checks for a fee.
Answer 2 :
he should go to the bank where the check came from. if he has some valid IDs, they would encash it
Answer 3 :
I suggest you ask the employer to issue a cheque with the words 'please pay cash' written across the bottom and initialled by the person who signs the cheque. Then you can take it to the bank it is drawn on (the employer's bank) and they will cash it over the counter for you. You may need to produce ID.
Answer 4 :
Is it a crossed check (for payee's account only)? If it is, try flower_82's suggestions. However if it is not crossed, your friend can encash it over the counter at drawee bank if he has valid IDs (I'm sure he has).
Answer 5 :
Why not change one or two of the utility bills over into his name?
Answer 6 :
You will be charged for it but there are place that cash pay checks....like Money tree, check masters... . I can not recall the other ones but they are "Payday loans" retail stores. Call information or check on yellow pages. I hope it helps. Cheers.
Answer 7 :
ITS EASY GO TO WESTERN UNION AND ASK THEN THEY WILL HELP U OUT TRY TO GET IN TOUCH WITH ALL MONEY CHANGERS MY FRIEND WORKS IN (ARY)MONEY EXCHANGE IN LONDON GET IN TOUCH WITH ME AT(FISTFUGUE@YAHOO.COM)THAN I WILL TELL U HIS PERSONAL TELEPHONE NUMBER TO ASK HIM.
Answer 8 :
no way u must have a bank a/c urself or u can go back to that bank where u got ur cheque n cash it out.
Answer 9 :
Get a passport and driving licence and that will be enough to let him open a bank account.
Answer 10 :
Opening a basic bank account in the UK should be no problem if your boyfriend has a full driving licence/passport and a council tax bill. Go into a bank and ask what alternative forms of ID are acceptable. You may have to ring the head office because the moron in the bank knows nothing and cares even less. ( I know, I've been there - you ask a question and it is met with a vacant stare - she goes away for 10 minutes, comes back and she has asked the wrong question!). If you use a prepaid credit/debit card for your boyfriends wages, they will make a charge of around £4.95 a month handling charge and £2.50 everytime he uses an ATM to get his money out. Expensive eh?.
Answer 11 :
Cashing a check at a service like Money Mart will cost a percentage. Supposedly they take risks so you do pay. However if the check is signed by the payee it should be simple to deposit it in your account but the money may not be available until your bank actually has it--few days or a week. With ID, the bank on which the check was written should cash for the payee if proper ID is shown. And that bank may charge a small fee. I have never heard of a bank requiring utility bills in one's name! Sounds ridiculous. Would eliminate many people who live with others. Ask, don't assume. Maybe some do, maybe some are different. Change utility bills to his name if necessary and then change back if you like--inquire about applicable fees first. PS. Noone asking questions is a moron, particularly for use of a preposition that doesn't suit some inconsiderate person's fancy.
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Saturday, July 28, 2012
Saturday, July 14, 2012
thinking of doing a accounting course any advice?
thinking of doing a accounting course any advice?
Other - Careers & Employment - 5 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
Don't, that's really boring!
Answer 2 :
You mean just taking a class or to get a degree? If it is just to take a class, it would be a good idea. It will give you a good understanding of how debits and credits work, business statements, etc.
Answer 3 :
Do an English course first. It's "an" acounting course.
Answer 4 :
Question a bit too vague for a really specific response, that looks like the Union Jack in your picture so I'll assume you're in the UK.... if so, this link is to the ACCA website which will probably tell you all you need to know. Feel free to get in touch if you'd like to discuss. http://www.acca.co.uk/
Answer 5 :
look into quantity surveying... its like accounting but in construction so more focused and less stressfull... comes with added perks such as: There isn't many and we are in a building boom... a HUGE demand and a lot of work... plus a nice pay cheque to boot... Its coming increasingly common place for quantity surveyors to become managing directors of these firms... money moves the world and constructions starting to click... there for even more money... interesting!!!... accountants usually work for one or two companies in the same industry... repetative boring... quantity surveyors same basic job... same company so you'll hav continuity... different projects... you could be ricing houses one day and the next your working out the cost of the worlds next wonder... prove your skill to find a bargin and sahve a few pennies of the building cost and those pennies will be going in to good memeber of staff's wallet as a nice bonus... who better then the guy that saved them in the first place... seriusly look into it... there are courses up and dwon the country in generall consturction for the basic knowledge of the industry... which you can take into uni or a company and get trained as a quantity surveyor... easy to do and i'll explain more if ya give me a email... just too much to write in one go this late at night...
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Other - Careers & Employment - 5 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
Don't, that's really boring!
Answer 2 :
You mean just taking a class or to get a degree? If it is just to take a class, it would be a good idea. It will give you a good understanding of how debits and credits work, business statements, etc.
Answer 3 :
Do an English course first. It's "an" acounting course.
Answer 4 :
Question a bit too vague for a really specific response, that looks like the Union Jack in your picture so I'll assume you're in the UK.... if so, this link is to the ACCA website which will probably tell you all you need to know. Feel free to get in touch if you'd like to discuss. http://www.acca.co.uk/
Answer 5 :
look into quantity surveying... its like accounting but in construction so more focused and less stressfull... comes with added perks such as: There isn't many and we are in a building boom... a HUGE demand and a lot of work... plus a nice pay cheque to boot... Its coming increasingly common place for quantity surveyors to become managing directors of these firms... money moves the world and constructions starting to click... there for even more money... interesting!!!... accountants usually work for one or two companies in the same industry... repetative boring... quantity surveyors same basic job... same company so you'll hav continuity... different projects... you could be ricing houses one day and the next your working out the cost of the worlds next wonder... prove your skill to find a bargin and sahve a few pennies of the building cost and those pennies will be going in to good memeber of staff's wallet as a nice bonus... who better then the guy that saved them in the first place... seriusly look into it... there are courses up and dwon the country in generall consturction for the basic knowledge of the industry... which you can take into uni or a company and get trained as a quantity surveyor... easy to do and i'll explain more if ya give me a email... just too much to write in one go this late at night...
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Saturday, July 7, 2012
How do I transfer an account from my computer to my husbands?
How do I transfer an account from my computer to my husbands?
My husband lost his account and so I made a new one for him on my laptop as I find it a lot easier to work on it than on his. Now the account needs to be transferred to his computer. How do I do this please?
Accounts & Passwords - 1 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
   You don't transfer a Y! account, you simply sign in to it. The account is not stored on your computer, it can be accessed from any computer with internet access from anywhere in the world. You may need to download and install items like Messenger or Y! Toolbar onto his computer if he's not already done so, these are applications which run on your computer.    Go to http://yahoo.com or any Yahoo! page then click the sign in link, if already signed in then sign out first, afterward you'll be able to sign in to the other account.    Please remember that once 4 hours have elapsed since you've asked your question you are able to select a Best Answer. If any response you receive to any question satisfactorily resolves your issue please select it as Best Answer instead of allowing your question to go to voting. This adds helpful information to the database which may later assist another user and returns three of the five points you spent to ask this question. It also removes the potential for vote fraud.
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My husband lost his account and so I made a new one for him on my laptop as I find it a lot easier to work on it than on his. Now the account needs to be transferred to his computer. How do I do this please?
Accounts & Passwords - 1 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
   You don't transfer a Y! account, you simply sign in to it. The account is not stored on your computer, it can be accessed from any computer with internet access from anywhere in the world. You may need to download and install items like Messenger or Y! Toolbar onto his computer if he's not already done so, these are applications which run on your computer.    Go to http://yahoo.com or any Yahoo! page then click the sign in link, if already signed in then sign out first, afterward you'll be able to sign in to the other account.    Please remember that once 4 hours have elapsed since you've asked your question you are able to select a Best Answer. If any response you receive to any question satisfactorily resolves your issue please select it as Best Answer instead of allowing your question to go to voting. This adds helpful information to the database which may later assist another user and returns three of the five points you spent to ask this question. It also removes the potential for vote fraud.
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Sunday, July 1, 2012
What savings account is the best for my baby niece?
What savings account is the best for my baby niece?
My niece is 3 months old and for a christening present I would like to start a savings account for her. I live in Ireland so no foreign banks please. Thanks for any help or advice. It's basically until she's old enough to decide what she wants to do with her money.
Personal Finance - 3 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
A Trust Fund?
Answer 2 :
What is she saving for? Short term or long term?
Answer 3 :
hey The best way to do investment for your niece will be to purchase her some pure gold, and when ever you plan to buy something try to invest the money for gold, I will tell you one of my best experience in my life. On my daughter first birth day someone brought her some cash in steed of present because he came to know the birthday very late, from the same money I bought some gold it was before 5 years one every her birth day I did not give her present the same amount of the present I purchased her some gold it was so less in amount those days, She now she has more money they every other kid in your family and relatives. and we are very happy to did that first investment for her.
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My niece is 3 months old and for a christening present I would like to start a savings account for her. I live in Ireland so no foreign banks please. Thanks for any help or advice. It's basically until she's old enough to decide what she wants to do with her money.
Personal Finance - 3 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
A Trust Fund?
Answer 2 :
What is she saving for? Short term or long term?
Answer 3 :
hey The best way to do investment for your niece will be to purchase her some pure gold, and when ever you plan to buy something try to invest the money for gold, I will tell you one of my best experience in my life. On my daughter first birth day someone brought her some cash in steed of present because he came to know the birthday very late, from the same money I bought some gold it was before 5 years one every her birth day I did not give her present the same amount of the present I purchased her some gold it was so less in amount those days, She now she has more money they every other kid in your family and relatives. and we are very happy to did that first investment for her.
Read more other entries :
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