Saturday, December 28, 2013

How do I make my Xbox sign into an account automatically but not sign into Xbox Live?

How do I make my Xbox sign into an account automatically but not sign into Xbox Live?
Let me explain. I have a Silver Xbox Live account and when I switch on my Xbox, I have to choose my Xbox Live account and when I pick it, it will try to sign into Xbox Live. I want to have it where I switch on my Xbox and it will choose my account automatically but it will not auto sign into Xbox Live. How do I do this?
Xbox - 2 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
Un plug the Internet cable in the back of the xbox :) It works for me. Yeah mw3!
Answer 2 :
Sign in to Xbox LIVE. Press the Guide button. Move to the Settings blade, and then select Profile. Select Auto Sign-in, and then make any changes that you want. The Xbox will always try to connect to xbox live, it's just an automatic function. But if you don't have a gold membership then it obviously can't and will just take you to the dashboard.

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Saturday, December 14, 2013

What time does money go into bank accounts?

What time does money go into bank accounts?
I put a cheque into my A&L account last Friday. I still haven't got my money yet though. Last time I did this, I had it by now. I phoned the bank to find out when I would get it and she said Thursday. It's now Thursday and no sign. Is there a specific time it goes into the account?
Personal Finance - 4 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
Depends on the bank the funds must come from. 30 to 10 days
Answer 2 :
All you can do is call your bank, as they are all different with deposits, and computerization methods.
Answer 3 :
there isn't a set time. depending on the bank and the kind of check it is, it can take anywhere from a couple days to two weeks.
Answer 4 :
That all depends on the banking institution. Also the amount is a factor and if it is written on an account from a smaller bank sometimes your bank will wait til it gets paid to make funds available to you.

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Saturday, December 7, 2013

Accounting Assignment Question?

Accounting Assignment Question?
Hi stuck on a question for my accounting assignment it is, "List examples of the diffrent information managers will need when making decisions about creditors, debtors, stock and cash". If you could give me any guidence or headings it would be appreciated. Thanks
Other - Business & Finance - 1 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
Creditors : Whether creditors for goods or on some other transaction. What is the oldest creditors and why not yet paid. List of creditors on sales return if any. Whether interest is paid to the any of the creditors, if so why? List of creditors with litigation, if any. Debtors List of debtors more than one month.Any specific reason why the old debtors are not paying. List of long overdue debtors. List of debtors marked bad debts with details. List of debtors on goods sold and other debtors. Stock List of costly stock kept more than the required period. What is the minimum level of the costly stocks. List of Economic Quantity of costly stocks Whether any production process was affected for want of stock. List of stock not in use. System of stock control. List of imported stocks Procedure in disposal of old unused stock, waste and scraps Cash Copy of cash flow statement. How the excess cash was used ? Steps taken to adjust the shortage of cash

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Sunday, December 1, 2013

How could someone tell if another yahoo member was a multi account user?

How could someone tell if another yahoo member was a multi account user?
Like a girl said that I was a multi account user, she had a terrible attitude, is she trolling or can they find it?
Yahoo! Answers - 6 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
You can however you would need to have access to your IP and then somehow check every single members IP address. Your IP is unique, this is how people can ban you from their servers. Find the IP and you find the computer, IPs however can't be obtained by general members of the public. So in short, the answer is no.
Answer 2 :
IP numbers are one way as stated. Sometimes it can become obvious by the similarities in writing styles in answers or questions, making it almost certain that 2 or more accounts belong to the same person. Or it could be she knows nothing, and is just a negative trouble maker.
Answer 3 :
We cannot tell but we can make an informed guess. Everyone has a style of writing, words they mis spell regularly and other things which can give them away.
Answer 4 :
If you are thinking of reporting anyone for suspected multiple accounts, YA will want you to send them all the profiles which you suspect are being used unfairly for point gaming. The girl is probably just saying that because decent members don't like being accused of having more than one account when they haven't.......don't let it get to you.
Answer 5 :
Nope you Cant Find Out if the person has multiple accounts because you would need access to ip addresses and only yahoo and the police have access to that
Answer 6 :
Some multiple account users ask identical carbon copy questions with different accounts so some of them are very easy to spot.

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Thursday, November 28, 2013

How do I password protect a folder in Windows Vista without having multiple user accounts?

How do I password protect a folder in Windows Vista without having multiple user accounts?
There are no multiple user accounts on our computer, when it boots up it is just to a shared desktop, and I don't wish to creat multiple user accounts, I don't really see a point. Also, I don't want to download and/or purchase any special software for it. Is there any way to do this without doing those things?
Security - 3 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
Go to the folder you want to password protect from Computer-> C drive etc etc. Then right click on the folder name and somewhere there, it should give you either security options and allow you to encrypt/decrypt the folder. You can select the encrypt option and it'll guide you though a bunch of things to help you set up a password for encrypted folders. Once its set up, go back to the folder and right click on the name once more to encrypt it. It'll ask for the password once more and then password protect all of the files within the folder. Then, if you want to access it, you'll have to use the password that you set it all up with. If you don't have that option available and want to protect say word/excel files, click on the 'Save As' button and then click on tools in the box. Then click on general options and you should be able to set a password to encrypt those files. Feel free to drop me a message if you have any other questions =)
Answer 2 :
Get the folder lock software to password protect your files and folders http://www.techvts.com/security/folder-lock-download-to-password-protect-files/
Answer 3 :
You can DIY a Windows password reset CD. There is an Windows password unlocker.ISO image file integrated in the windows password unlocker. Burn the .ISO file onto a blank CD with your favorite burners or use the freely burner included in windows password unlocker. With the newly created windows password reset CD, you can reset windows admin password with our erasing anything else

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Thursday, November 14, 2013

What do I do if a creditor has not reported my account information to credit bureaus while in good standing?

What do I do if a creditor has not reported my account information to credit bureaus while in good standing?
I have had a car loan for two years and I recently checked my credit report and realized that they have not reported any information about this account the entire time. Is this illegal? If so where do I find more information about it?
Credit - 2 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
I don't think they have to report it. BUT most will. I would call them and find out why they are not giving you credit for this purchase. Im sure its just a oversight. I don't know if its a law or not but I would research some more google it and find out more on the topic. If it is then I would call and threaten them with legal action
Answer 2 :
They are not obligated to report it monthly. That's why I always answer on here to make sure they belong to the credit bureau. And yes, if you default on the loan, that will be recorded on your reports.

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Thursday, November 7, 2013

How do I know when money from my PayPal account has been transferred to my bank account?

How do I know when money from my PayPal account has been transferred to my bank account?
On Friday I transferred money from my paypal account into my bank account, how do I know when its done?
Credit - 6 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
i've done this before, but it can take longer than expected. I have got confirmation email when it's completed. Be patient, it's annoying really but can't be helped.
Answer 2 :
If you have online banking, go to your account and look for the transaction. Otherwise you can call your banks hot-line, speak with a representative and ask if the transaction has cleared OR you can walk into your bank and speak with a banker.
Answer 3 :
It normally takes three full working days for money to be electronically transferred, so it should be in your account on Tuesday or Wednesday. Confirm that the money has been deducted from the balance of your Paypal account. Wait 3 days then check your account balance at an ATM (cash machine), or call into your bank and ask for them to check recent transactions, or do it online if you are set up for internet banking..
Answer 4 :
by checking you bank account, it usually takes 3-5 working days, so it might be in on tuesday
Answer 5 :
On Paypal it will say "Completed" on the transaction register when they have transfered the money. I usually find that the morning after it says completed is when it shows up in my bank account.
Answer 6 :
You will have an email confirming the transaction. Then after 2-3 working days, check your bank statement.

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Friday, November 1, 2013

How can I make cash withdrawals with the consent of the account holder?

How can I make cash withdrawals with the consent of the account holder?
I have befriended an older lady who lives in my street, she has consented to pay me £100 per week if I keep her company, as she is very lonely. She wants to know how she can pay me directly from her account and what needs to be done to arrange this. Can you help her?
Personal Finance - 6 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
she could set up a standing order to your account? a bit tight to let her pay you just for being friendly though!
Answer 2 :
I totally agree with Ruthie. If your her friend why does she need to pay you. If you're keeping her company as way of a job then you will need to declare this to the tax and it will effect any benefits you are on. I am concerned about you tapping into her account!!!
Answer 3 :
I agree with the other two posts. Standing order is the way to go but you use the befriend? Like the two ladies have said, you shouldn't be taking payment for that. Make sure you're not exploiting this old lady's loneliness. Or perhaps that doesnt bother you?
Answer 4 :
Her bank can set up an automatic transfer to your account or mail you a check. I assume by keep her company, she means help out around the house and take her for walks and shopping etc, and on a schedule that works well for her? In that case, the criticisms from other posters here may be less relevant. But do examine your conscience please, and don't let a lonely old lady pay you just to come over and chat once in a while. Karma, remember?
Answer 5 :
please be extremely careful, if one of her family or social services finds out about this you could be in trouble.Please contact Age Concern or Social Services for advice and remember that this income will be taxable - you'll have to declare it and do your own tax returns.
Answer 6 :
Help her? or more to the point help you. I can't believe you're serious!

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Monday, October 28, 2013

How long does it take to open a bank account?

How long does it take to open a bank account?
Hi, I'm about to apply for a bank account with the Bank Of Scotland. I was wondering how long it will take for this account to become active after applying and, equally as important, when I will receive my Visa Electron card? N.B. I'm not transferring from any other accounts, I'm just starting as new. Thanks.
Personal Finance - 7 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
it should be a quick process
Answer 2 :
You should call them and ask them as they know best how to answer you. Each bank may have different things.
Answer 3 :
duno if they give u a visa straight away, mite be a cashcard 1st take about 8 weeks if ur doing it online, bout 2-3 weeks in branch
Answer 4 :
idk maybe a few yrs
Answer 5 :
Well if your opening an every day run of the mill banking account, it should only take about 30 mins an its a great idea an good way to control your money but I wouldn't get into the direct bill pay cause they take the money right out of your account even if its not thier leaveing you broke an owning a fine for insuffisiant funds, unless money isnt an issue an 2nd make sure to keep money at home cause you never know whats going to happen...
Answer 6 :
Just minutes to open a bank account. Bring photo ID and 2 utility bills addressed to you, as proof of residence. A current account will probably give you a debit card at first. Ask for it if they don't offer it. It will come by mail within a week or so, and the individual PIN will come by separate mail, but your account will be active from the minute you deposit money in. Visa Electron is a debit card, and you have to have the money already in your account to be able to use it - you can't go overdrawn. Just make sure you keep enough money in the account, and you will be fine.
Answer 7 :
Providing you take the correct ID they should be able to open your account the same day. Card and pin takes around 7 days

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Monday, October 14, 2013

How many violation notice would get your account suspended?

How many violation notice would get your account suspended?
And how long will your suspended account come back up again? And is it possible that your account get deleted? Sorry for the extra questions! (^_^) thanks!
Accounts & Passwords - 3 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
more than 3, thats all i can say for sure.
Answer 2 :
Yeah your account can get deleted. Mine got deleted because I answered this one persons question about watching new movies online. The site is technically illegal. I didnt like even get a freakin warning just "sorry your account has been suspended" then they told me I wasnt eligible for my account to be reinstated. Wahhh so many best answers lost forever ;_;
Answer 3 :
There is no exact number, since accounts are reviewed individually. One major TOS violation will get you suspended immediately with no warning. Many minor violations over a year will not get you suspended, but those same violations in a couple of days will. YA has always said that EACH violation is a warning your account is under review and the next violation may be the one that puts you over the top. Suspensions are forever, unless you can convince them they made a mistake in applying the rules and that you didn't violate the rules. Not only can your YA account be deleted, but if a bad violation, all your Yahoo accounts including email can go "poof".

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Monday, October 7, 2013

How to transfer Gamerscore from one account to another account on Xbox?

How to transfer Gamerscore from one account to another account on Xbox?
Hi, just so you know, I have around 2300 Gamerscore on my first account (which does not have Xbox Live). When I got Xbox Live, I had to create a new one for some reason, now I have two accounts one with 2300G and one with 400G, how do I transfer the 2300G from my non-Xbox Live account to my new Xbox Live account with the 400G? Thanks
Video & Online Games - 2 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
maybe by transferring the xbox live you have on your 400G to the other one.
Answer 2 :
Bad news... You cant transfer the gamerscore. It is going to be only on that one account. The reason you couldnt use that gamertag on live is because it was probably already taken by somebody else on live. The only thing you might be able to do, is to ask to has your gamertag changed (it costs $10 i think) and then you will need to buy xbox live on that account. It will be cheaper, but take longer, but you will just have to start from scratch on your new account... Sorry dude.

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Tuesday, October 1, 2013

How can I conveniently account for inflation in a will?

How can I conveniently account for inflation in a will?
When writing a contract, say I want to include a clause that references the value of a thousand pounds in today's money. Since that same money is going to be worth less in a few years' time, I need what I write to take account of inflation. What's the easiest way to word that?
Economics - 1 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
1000 pounds indexed for inflation using January 2009 as the base year. However if you're putting it in a will, this wording will not work unless you actually have 1000 pounds now and are willing to add to it at the rate of inflation. The way a will works is to direct how your assets will be divided when you die. If 1000 pounds, indexed for inflation, equals 1500 pounds when you die, but you only have 1200 pounds, the benefactor will not receive 1500, only 1200. So be careful what you write, or the 1000 pounds will just go to paying the legal bills of your estate. Your best bet is to re-write your will periodically, and keep it updated with changes in your life. Then you can have precise control over who gets what.

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Saturday, September 28, 2013

How can i stop an unautorised user sending emails from my account to multiple addresses?

How can i stop an unautorised user sending emails from my account to multiple addresses?
Someone is using my account to send emails to addresses in my contacts about their electronic company.. How do i stop this?
Security - 3 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
You have a Virus known as a Worm. Worms use your email to send out emails with infected links to all your contacts because the will click the link because you are trusted. Run your Anti-Virus program to find and remove the Worm. Do this in Safe Mode. If you do not have an AV program then go to this site and use the free scan and removal. http://housecall.trendmicro.com/
Answer 2 :
delete the account and create a new one. also, tell your friends before you do so no one sends it to the old one again.
Answer 3 :
seems like you have got a worm To Make sure you don't have worms first. I suggest you run a scan with malwarebytes . you can get malwarebytes here, this is a direct download link so you should have no trouble getting it. click on this link ↓ and then select run. http://www.malwarebytes.org/affiliates/2-spyware/mbam-setup.exe INSTALL IT TO YOUR DESKTOP, update it, then run a full scan and remove everything it finds. some viruses will try to disable it so if malwarebytes will not start up then go into the folder it is in and rename the mbam file to XXX then double click on the file you just renamed to start it up. after you have used malwarebytes then do this online scan. to make sure you have nothing else hiding away. http://www.bitdefender.com/scan8/ie.html preferably in safe mode with networking. ☼

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Saturday, September 14, 2013

where can i find an AAT (accounting) Assessor for NVQs and trainers?

where can i find an AAT (accounting) Assessor for NVQs and trainers?
basically im looking for a website or agency who can provide me with quality assessors in the AAT field and also trainers
Higher Education (University +) - 2 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
Hi there, Have you tried this site? www.fenews.co.uk They have a recruitment section. Also have you tried the SSC for that sector? www.fssc.org.uk ? Good luck
Answer 2 :
Try protocol skills if your in the UK! If they dont do it they may put you in touch with someone who does!

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Saturday, September 7, 2013

How do i get my yahoo mail account to retain original messages when i sync with outlook?

How do i get my yahoo mail account to retain original messages when i sync with outlook?
...the messages disappear after my 'widows mail' (Formally outlook) account collects them. This is very frustrating as I access my mail through my phone on the go. This was fine when I was soley using yahoo but now all my archived mail is in outlook i don't have anyway to access it on the hop. How can i get it all back in my yahoo account without painstakingly sending them manually?
External Mail (POP) - 1 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
I think in the email account Options ,you will have in the advance menu a box for " leave a copy of the messages on the server "which you should tick and that should solve it.

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Sunday, September 1, 2013

How can I unlink my Google account with my YouTube account and Hotmail?

How can I unlink my Google account with my YouTube account and Hotmail?
Grrrr, this is so annoying, for some reason my Gmail account, my YouTube account, and my Hotmail account are all linked. Every time I sign in on YouTube, it signs my Hotmail account onto Google. It's so annoying, and I was wondering how to unlink the whole thing. Thanks
Other - Internet - 1 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
sorry to tell you this but you really cant

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Wednesday, August 28, 2013

Transfering money from a blocked bank account to another account with the same bank?

Transfering money from a blocked bank account to another account with the same bank?
My bank account has been blocked and I can't get to the bank to find out why and I was told on the telephone that I need to go to the bank to get it unblocked. Can I still transfer money from this account to another account with the same bank even though there is a block on it. I was told that I could not make an external tranfers but I wondered if I could still make an internal to my other account. Thanks.
Credit - 1 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
No. Nothing can be moved from the account until the issue is resolved.

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Wednesday, August 14, 2013

What Browser scripting language to use to let users create basic accounts on a website?

What Browser scripting language to use to let users create basic accounts on a website?
Just an account where they can login and edit a profile. Would it be Javascript, PHP or something else? Thanks
Programming & Design - 2 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
That would be server-side scripting, with a database attached to it. PHP and MySQL would be the best (and easiest) combination for it. Do a Google search for "PHP MySQL simple Member System".
Answer 2 :
If you're just creating the website, and aren't hosting it, then I agree with the above post; PHP and MySQL work together wonderfully. However, if you're hosting your website yourself, rather than on a hosting site, this is a different story. I found that the easiest way to do this was to set up a "LAMP" server.. LAMP stands for Linux Apache MySQL PHP. Just Google "setting up a LAMP server" and it'll be easy to get started. Either way, you can easily find a good template for login and even profile information.. Good luck!

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Wednesday, August 7, 2013

How do i know if my psn account is sub or master account?

How do i know if my psn account is sub or master account?
I signed up a while ago and i forgot if i was a master or sub account. I have bought loads of stuff off psn.
Video & Online Games - 1 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
If you have access to all the settings, its a master account.

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Thursday, August 1, 2013

How to get your money back from Paypal limited account?

How to get your money back from Paypal limited account?
Paypal has limited my account for two reasons one reason is i had more than one account and the other reason Im not sure of. Ive contacted them dozen of times via email and phone and i havent heard from them all i get is a email saying i should check resolution centre and i did and yet nothing. I have Money on my account but since its limited i can not withdraw my money! How do I get my money back from them?
Personal Finance - 4 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
So what does the resolution centre say? Have you sold something & your buyer has flagged a problem?
Answer 2 :
Check the resolution centre and if there is still nothing, go back to them and ask what you/they are waiting for before progress can be made.
Answer 3 :
If it's truly limited, Paypal will refund after 180 days.
Answer 4 :
Hello you can withdrawal money after 180 days,If want to restore before then.Please close one account.or Downgrade to personal Account. Note: As per paypal policy you can create One PayPal Account From Premier/Business and one personal account.

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Sunday, July 28, 2013

How many years of accounts will I need to get a mortgage if I am self employed?

How many years of accounts will I need to get a mortgage if I am self employed?
I am looking to become self employed but will want to upsize my house in a couple of years time. With the imminent withdrawal of self certification mortgages, will it be difficult for me to get a mortgage? How many years accounts will I need to be able to provide? I am married, but my husband has a very poor credit history so the mortgage will be mine alone.
Personal Finance - 4 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
For the past few years it has been 3 years of audited accounts and you will need to be seen to be making a profit no matter how small.
Answer 2 :
it's usually 2 years but sometimes less depending on how much you want to borrow
Answer 3 :
a financial advisor will self certify you if you are self employed. so you dont need to show your accounts.
Answer 4 :
Yes, it will be difficult (self-certification mortgages from the major lenders was withdrawn over a year ago, it's 'Interest Only' deals that are now disappearing) You will need to show 2 - 3 years certified accounts (or your Tax Returns) and the Mortgage will be based on some multiple of your pre-tax income (i.e the profits) .. Be aware that, it is HIGHLY UNLIKELY that you will make ANY profit in the first 2 or 3 years of running a Business as self-employed UNLESS you are working as some sort of highly paid Consultant etc.

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Sunday, July 14, 2013

How long for credit card transactions to be processed through your account?

How long for credit card transactions to be processed through your account?
I paid for some petrol on 18th October nad the charge hasn't gone through my account yet. How long does a company have to produce the slip to the bank?
Personal Finance - 5 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
It will usually come at the begging of every month, when you get your bank statement. if you do not get this, contact your bank.
Answer 2 :
It should be near enough automatic - 3 days max. Looks like you haven't got charged!
Answer 3 :
3 working days i assume!
Answer 4 :
It is usually 2-3 days, but can be a lot longer. I once had a transaction that took 9 months to appear on my statement.
Answer 5 :
Mine is always in within 24 hours.

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Sunday, July 7, 2013

How do i reactivate an old yahoo account?

How do i reactivate an old yahoo account?
i deleted my old yahoo mail account. now (surprise surprise) i need to reopen the same account to access other pages that its still associated with. i have the username but cant remember the password and everytime i try to change my password, it says yahoo cannot find that username but i know its what i used. it comes up as an actual email address when i search it in google! please help!
Accounts & Passwords - 2 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
You cannot if it's been none active for 30 days they cancel your account. it does not matter if it's none active for 30 they automatically delete it because your not using it
Answer 2 :
I did not delete my account

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Monday, July 1, 2013

How do I delete an xbox live account?

How do I delete an xbox live account?
I need to set up my account again because of certain errors that cant be fixed. How do I delete my current account.
Xbox - 1 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
you need to call 1-800-4-MYXBOX and tell them all your account information then it shud b deleted soon

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Friday, June 28, 2013

I was locked out of my Yahoo account and can't get help. I really need to access my account?

I was locked out of my Yahoo account and can't get help. I really need to access my account?
I've written to Yahoo, followed all the instructions on their site, but can't get anyone to really help me. I remember one security question answer, but forgot the second. I have information I must get to on that e mail. I had to add a temporary account, but I want the old one available.
Accounts & Passwords - 2 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
Enter what u remember your email or password then press enter and a screen should POP up click forgot password or email
Answer 2 :
Go to this link where you are told exactly what to do in case your password doesn't work or you forgot it: https://edit.yahoo.com/forgotroot/ If all else fails, send a mail describing your problem to account-security-help@cc.yahoo-inc.com. Or call Yahoo: 1-408-349-1572 (office hours), explain to a customer service person what happened.

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Friday, June 14, 2013

What does 6% interest on a savings account actually mean?

What does 6% interest on a savings account actually mean?
If i have 100 in a savings account paying 6% on a monthly basis how much interest would i get after a month? Also would this be the same with say 8% on a current account or do they work differently?
Personal Finance - 4 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
It means you get 6% of whatever your average balance is over the course of the year. (Minus taxes of course)
Answer 2 :
You would get 6% in a year which would be £6 per year. If paid monthly, it wuld be about 50p / month. It is actually worked out daily, so the amount may be slightly different but not by much. Also, it would be taxed, so if you are earning a salary, you would get less than that.
Answer 3 :
100 x .06 equals 6.00 divided by 12 months equals 50 cents a month interest 100 x .08 equals 8.00 divided by 12 months equals 75 cents a month interest
Answer 4 :
You will recieve close to $6, but the key question is how often the amount is compounded. If the account is compounded monthly you would take your average balance during the month and multiply it by 6%/12. This will give you the amount of interest earned that month. The following month, you take the principal + interest and again multiply it by 6%/12. The higher the compounding rate the higher the effective interest rate (i.e daily compounding is better than monthly, which is better than annual). But on amounts like $100, the differences are not too much. For instance an annual compound of $100 = $106 at the end of the year. A monthly compound = $106.17, with a daily compound = $106.20 by year end.

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Friday, June 7, 2013

How does the Taxman know how much is in your bank account?

How does the Taxman know how much is in your bank account?
Are the banks required to disclose this information to HMRC? I regularly make deposits into a savings account from part time jobs, as I am a student. Am I required to disclose this for tax purposes?
United Kingdom - 6 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
The Taxman has no idea how much savings you have the bank cannot tell him without a court order when you next get a tax return it will tell you what you do and don't have to declare
Answer 2 :
Banks are legally required to notify HMRC of the interest paid (from which a calculation can be made) and also, unless the account is one that pays interest gross, to deduct tax from the interest at the standard rate and pay it over to HMRC. That is likely to be the position that you are in with your savings account (which will be interest bearing, unlike a current account). If your income for the year is less than the personal allowances, do remember that you can claim it back from HMRC at the end of the tax year.
Answer 3 :
It's the law that you disclose all income. If the IRS obtains a warrant, the bank has no choice but to release your bank records. They also have to report suspicious activity, high amount cash deposits, and interest earned to the government. Don't be a cheat and you have no worries, though.
Answer 4 :
HMRC does not know how much is in your bank account - although deposit takers are required to notify HMRC how much interest has been paid to its depositors each year. If your annual income is over £6035, you have to notify chargeablitiy.
Answer 5 :
HMRC gets notified of the interest you receive on your various bank accounts so can make an educated guess as to how much is in those accounts. If you have built up a large amount without ever declaring any income you can expect enquiries to be made. If all of your taxable income (including taxable interest) is in excess of the annual allowance then you need to pay tax. In practice if your income comes from part time jobs then your employer(s) should be operating PAYE if you earn enough. Talk to them if you are not sure.
Answer 6 :
Banks are legally obliged to notify HMRC of interest paid, but not amount of capital held. HMRC are aware of interest rates, so can make an educated guess. It depends on whether the income from your part-time jobs exceeds the tax free allowance of £6035, the tax year going from 6th April to 5th April. If it doesn't, and your interest added to wages is less than that sum, you can complete form R85, and hand to bank so that interest paid gross. Otherwise bank will deduct tax of 20% at source. If you have done form R85, but earnings exceed £6035, you should notify HMRC, as this will get picked up eventually, and HMRC will arrange for R85 to be cancelled, and tax deducted. If tax deducted at source, you need not do anything, although if your earnings less than tax allowance, you may be due for a refund. In these circumstances, you can claim on form R40.

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Saturday, June 1, 2013

How do I transfer money from UK Paypal account to my debit card?

How do I transfer money from UK Paypal account to my debit card?
I just recently sold some items on Ebay, and now the money is in my Paypal account. How do I transfer the money from my Paypal to my bank account? Also, is it possible to buy things off ebay and use the Paypal account to pay for things when it hasn't been sent to my card? Thanks
Personal Finance - 1 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
yes to both questions very simple just login scroll along the top bar the instrutions are simple to follow when you buy from ebay clik buy now login and again instructions easy to follow

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Tuesday, May 28, 2013

How does my friend set up account in another country to skype to US?

How does my friend set up account in another country to skype to US?
My friend is working in Dominican Republic and wants to skype with me in the US. How does he set up his account to do that? Does it cost? If so, how do I set up the account to pay for it?
Other - Yahoo! Products - 1 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
Skype is free for calls PC to PC. There is no special setup required on a per country basis. Each of you open a skype account and use your new skype IDs to call each other.

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Tuesday, May 14, 2013

How do you account for a futures contract?

How do you account for a futures contract?
Such as a commodities contract, if you were the commodities trading company?
Other - Business & Finance - 1 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
In exactly the same way as a Warranty you sold ... you get a payment up front and this leads to a liability and a POTENTIAL (but unknown) future cost ... Until the 'contract' (or Warranty) expires, you don't know how much (if anything) it's going to cost .. so you can only account for the loss on the contract (Warranty claim) when it actually occurs. Plainly you have to make some PROVISION for loss on a futures contract (same as you make provision for warranty claim or bad debt) ... the amount you put aside is a matter of judgement ..

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Tuesday, May 7, 2013

How can i access my Youtube account when I know the username but not the email or password or used for it?

How can i access my Youtube account when I know the username but not the email or password or used for it?
I have my username and have found my videos on there. When i say i can't remember my password it sends me an email but i never get it, I've only ever used 3 different email accounts and it's not going to any of them! Is there anyway i can get around this? I haven't used the account for 2 years.
YouTube - 2 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
s
Answer 2 :
If you are using Google email to register your Youtube account, then it will be a little bit easier for you. Basically, Google and Youtube are both joined, that means your should be able to use your registered Google email password to login with your Youtube username. I have no idea whether other emails password works or not, perhaps you could give it a try. Or else, you have to create a new one, or you might want retrieve your password @ http://www.youtube.com/account_recovery Hope this helps. Cheers!

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Wednesday, May 1, 2013

How do i stop the guest account gaining access to files on other user accounts?

How do i stop the guest account gaining access to files on other user accounts?
I'm using windows vista and my guest account can currently see all the files on the computer even though its not an administrator can i change this somehow?
Security - 1 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
disable the guest account and create a new account as standard user and use it as your guest account

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Sunday, April 28, 2013

How do I close my bank account via letter?

How do I close my bank account via letter?
I have an account with Santander and have been really disappointed with their service and so want to close the account I have open with them, how can I do this by letter? It's probs a daft question i've just never done it before. Thanks! =)
Other - Business & Finance - 2 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
I think Its rescue via letter but possible, you have to submit your all detail with account closing form then they will give you a final check of your account account.
Answer 2 :
I don't know about England, but in the US when I moved from one city to another, and opened a new bank account (at a different bank company) they told me they could notify the other bank to close that old account and remit the funds into my new bank account. So ask your new bank to do the same. After the funds have been properly remitted, then write your letter of disappointment. Always get the money out first.

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Sunday, April 14, 2013

How can i cancel a payment Transferring From my Bank Account to Paypal whilst it is in Processing?

How can i cancel a payment Transferring From my Bank Account to Paypal whilst it is in Processing?
How can i cancel a payment Transferring From my Bank Account to Paypal whilst it is in Processing?? All i need to know is how?? Answer quickly please.
Credit - 2 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
I'd call the bank and see if you can put a stop payment on it. They can do that for you if its not too late.
Answer 2 :
You have to call the bank and put a Stop Payment. This can cost up to $30 though so be prepared. And also most banks need to know about the stop payment at least a couple days before it goes through.

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Sunday, April 7, 2013

What is the best rate achievable for a CHARITY bank account ?

What is the best rate achievable for a CHARITY bank account ?
What is the best rate achievable for charity bank account (around £200k)?. I am currently acheiving 3.875% but want to find out whether anyone else can offer a higher rate.
Community Service - 2 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
This is Yahoo! Answers. You won't get any sensible answers here. It's full of wallies like me. You're going to have to do your own research, Stell. Go on girl, we know you can. We're backing you all the way here.
Answer 2 :
I get 5% in an internet account,I've heard that HSBC bank are doing an 8%, there's two offers better than yours, but if i was you, i would speak to an independent adviser, he will make you far more than that i'm pretty sure.

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Monday, April 1, 2013

What's the difference between account balance and available balance?

What's the difference between account balance and available balance?
I now I've already asked but I still don't get it. I've got £30 in my account balance and £5 in my available balance, what's does that mean? and can I claim my account balance? Thank you
Personal Finance - 7 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
the same thing happens to me when I deposit cheques into my account, I think it is because they are waiting to be approved, it's either that or that fact that your account could require a minimum amount (25) in it all times
Answer 2 :
it means that you can only withdraw £5 the other £25 is what they call ear marked... if there is something that you have bought that is due to come out your account and it is in that process, or if paid in cheque of £25 then is in process of going into your account.
Answer 3 :
Usually this means that you've bought something using a card (ie for £25) or a direct debit is due out that hasn't been taken out of your account yet, but your bank has 'ringfenced' that amount so you can't spend it. So your balance shows as £30 cos the £25 hasn't been taken out yet, but you only have £5 available to actually spend. Unless you have an overdraft, I doubt you'll be able to draw out any more than £5.
Answer 4 :
Right your account balance is what is technically in your account and your avaliable balance is what you can withdraw / access. U can't claim your account balance. Reasons your account balance can be higher than your avaliable balance are for example money that hasn't cleared in your account yet or money that has been reserved in your account for payment such as direct debits or card payments u have made in a shop which hasn't actually left your account yet but is due to at some point. Basically pay no attention to your account balance - u can't access it - and just check ur avaliable balance.
Answer 5 :
When you deposit a cheque into your account it takes approximately 3 to 5 working days to clear. That is the time it takes for your bank to send the cheque to the other bank and ask them for the cash so that they can put it into your account. So the account balance is £30 because it includes that cheque you recently banked into it. However as the cheque has not cleared yet, you can only draw £5 at the moment. In a few days when the cheque has cleared you will be able to draw out the remaining £25.
Answer 6 :
Account balance is what is actually your money but not what you can always withdraw. Available is what you can actually spend, this will include your overdraft as well (if you have one). So things that affect these balances: Your £30 account balance and £5 available could be because you have spent money using a debit card and the money hasn't left your accoutn but has been 'reserved' so that you don't spend it again or you may have put in a cheque that hasn't cleared. So either your available balance will stay at £5 once the money has been paid to the shop/internet site you have paid money to and this will also change your account balance to say the same or your available will change to show that your cheques have cleared and whatever your overdraft might be.
Answer 7 :
Balance is the total amount that a person has in his account, including all pending transactions while, available balance is the amount that is available for transfer or withdrawal.

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Thursday, March 28, 2013

How do I calculate monthly interest on a regular savings account?

How do I calculate monthly interest on a regular savings account?
I would appreciate if someone could provide me with a simple, yet implementable, formula to calculate the monthly interest on a UK regular savings account. For example, I would like to invest £250 every month for a period of 12 months at a fixed rate of 4% (net) per month. I look forward to applying your formula.
Personal Finance - 1 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
If the balance sits for 1 month I would take the balance at the time say £250 and times that by 4% that will give you the interest for the full year then devide by 365 to get a daily amount. Once you have done this times it by the amount of days in the month and that will give you the amount of interest it will generate for 1 month. you will have do do this for each month as the balance will always change if you keep adding £250 each month.

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Thursday, March 14, 2013

How to open a British bank account while living overseas?

How to open a British bank account while living overseas?
Hi, I'm a British Citizen who currently lives in Korea. I'd like to open a British bank account, but not sure if I can without going into a branch in person and signing forms, etc. Is it possible to do this while living overseas and if so, what bank would you reccomend. I'd like to get a Visa card with the account and more importantly, the ability to withdraw money from other countries. I travel a lot. Thanks for any help. graeme.
Personal Finance - 4 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
If you've lived in the UK before, it may be possible to open a new account or re-open your old account with the bank you were with before. However, due to Money Laundering Legislation, you need to provide documentation before opening an account and most importantly, you need a registered address in the UK and proof that you live at that address. You could try opening a HSBC Account in South Korea and use that until you get back to the U.K. HSBC is the world's largest banking group and I believe you can access your account from anywhere in the world with them. However, you should double check that before going ahead with it. At the very least, you will be able t withdraw money from Cashpoints with a HSBC Account. An offshore bank account is another option, but only really viable if you're quite wealthy.
Answer 2 :
There is an account called the HSBC Plus account. There is a subscription fee for this account but, you get lots of benefits a visa card which you would like, and you get free ATM withdrawals abroad. Theres no harm in having a look.
Answer 3 :
You'll either need to go into a branch in the UK with some ID e.g passport and driving licence. They will also need proof of address. You can sign up for an account online but if you do this you will have to send them your original ID documents through the post, you will not be able to photocopy them. So then there is the risk of them going missing. Banks are very strict when opening accounts so these are the only ways I am afraid.
Answer 4 :
If there is a Branch of British bank in Korea approach them: Or write to you British Bank to send a application to open a "non-resident account" for a British national: they will guide you: OR you can get the details in the British banks website: or ask at http://www.bba.org.uk/bba/jsp/polopoly.jsp?d=103&a=143

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Thursday, March 7, 2013

How do you stop somebody hacking into your friends facebook account?

How do you stop somebody hacking into your friends facebook account?
My friend has had a problem with a certain person. This person keeps hacking into his facebook account and keeps messing around with his profile.It has happened a number of times and he has had enough. can anyone give me some advice? please help!
Facebook - 7 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
change your password to like numbers..
Answer 2 :
change his password...
Answer 3 :
Tell them to change their password. That's about it :/ And security questions.
Answer 4 :
Tell an adult immediately. I just heard a presentation on Cyber-bullying, and even if now its just little stuff, it may get worse. Even if they are hacking in and just posting stuff non inappropriate, or just changing little things, it could possibly lead to cyberbullying. Tell a trusted adult as SOON as you can! :)
Answer 5 :
Make a new email address and switch the account to that email. Then change the password and dont give it to anyone and also leave the new email just for facebook and dont give it to anyone
Answer 6 :
You can try changing his password, and then... if that doesn't work you can call the police or tell ur parents, or an adult, so that u dont have to go through all that changing account trouble...
Answer 7 :
change your facebook account from HTTP to HTTPS to prevent from hacking. Here are some steps to change it. 1.Go to account setting in your facebook account. 2.Now go to Account security. 3.Tick the box[ ]Browse Facebook on a secure connection (https) whenever possible. Now free your mind from any types of hacking http://teqpark.com/how-to-disable-or-enable-new-facebook-chatbar.html

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Friday, March 1, 2013

How i share files over different accounts on a Mac?

How i share files over different accounts on a Mac?
Say i have firefox and another application on the main account, how do i do it so that them programs are shared on all the other accounts on the computer...? Thanks
Computer Networking - 2 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
Place in the /Applications folder, which is shared by all users. Just make sure that it's not in your home folder.
Answer 2 :
In OSX there is a "Shared" folder in you Users folder. Anything placed in this folder becomes public property and can be accessed by all account users (assuming that you have placed access restrictions to applications on other users).

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Thursday, February 28, 2013

How do you stop somebody hacking into your friends facebook account?

How do you stop somebody hacking into your friends facebook account?
My friend has had a problem with a certain person. This person keeps hacking into his facebook account and keeps messing around with his profile.It has happened a number of times and he has had enough. can anyone give me some advice? please help!
Facebook - 7 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
change your password to like numbers..
Answer 2 :
change his password...
Answer 3 :
Tell them to change their password. That's about it :/ And security questions.
Answer 4 :
Tell an adult immediately. I just heard a presentation on Cyber-bullying, and even if now its just little stuff, it may get worse. Even if they are hacking in and just posting stuff non inappropriate, or just changing little things, it could possibly lead to cyberbullying. Tell a trusted adult as SOON as you can! :)
Answer 5 :
Make a new email address and switch the account to that email. Then change the password and dont give it to anyone and also leave the new email just for facebook and dont give it to anyone
Answer 6 :
You can try changing his password, and then... if that doesn't work you can call the police or tell ur parents, or an adult, so that u dont have to go through all that changing account trouble...
Answer 7 :
change your facebook account from HTTP to HTTPS to prevent from hacking. Here are some steps to change it. 1.Go to account setting in your facebook account. 2.Now go to Account security. 3.Tick the box[ ]Browse Facebook on a secure connection (https) whenever possible. Now free your mind from any types of hacking http://teqpark.com/how-to-disable-or-enable-new-facebook-chatbar.html

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Thursday, February 14, 2013

How can I restore a user account/documents folder after reinstalling Windows XP Home Edition?

How can I restore a user account/documents folder after reinstalling Windows XP Home Edition?
There were 2 user accounts on my PC before a forced windows reinstall. Both were administrator. One is visible under documents and settings, and can be explored. The other (the one I need to restore or at least access) is saying 'access denied'. I have alot of important documents in this user account. How can I access it? I know the files are still there as they show up during virus scans.
Other - Computers - 2 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
you can try to open up your control panel . choose `Administrative tools . then select `Computor management , then `Local user and groups',. then click on user,, under groups... you shouls now have up all the details of who is administrator and who is users etc and , by right clicking on them you should be able to find out what their properties are set up as , and from there be able to change a setting or two. Of course you will need to know pevios passwords set to change admin rights .
Answer 2 :
You must have ownership of a protected folder in order to access it. you can access the folder by taking ownership. To take ownership of a folder: Right-click the folder that you want to take ownership of, and then click Properties. Click the Security tab, and then click OK on the Security message (if one appears). Click Advanced, and then click the Owner tab. In the Name list, click your user name, or click Administrator if you are logged in as Administrator, or click the Administrators group. If you want to take ownership of the contents of the folder, select the Replace owner on subcontainers and objects check box. Click OK, and then click Yes when you receive the following message: You do not have permission to read the contents of directory folder name. Do you want to replace the directory permissions with permissions granting you Full Control? All permissions will be replaced if you click Yes. Note folder name is the name of the folder that you want to take ownership of. Click OK, and then reapply the permissions and security settings that you want for the folder and its contents. Hope this helps.

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Thursday, February 7, 2013

How do I add another email account on to my iPhone?

How do I add another email account on to my iPhone?
I've put my yahoo email account into the phone but I want to add my hotmail account to how do I do that?
Cell Phones & Plans - 3 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
Go to settings - Mail, Contacts, Calendar - Add Account... - Other. Then input the information it asks for. I am not sure Hotmail can work with it though
Answer 2 :
hotmail works fine on the iphone now. There's a blog post that gives you all the settings and talks you through it. I've put a link below.
Answer 3 :
Ok go to Settings->Mail,Contacts->Add Account-> Then click other and enter all your info. I don't know if the iphone supports hotmail but hope this helps

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Friday, February 1, 2013

How long does it take for a winnings to go into my ladbrokes account?

How long does it take for a winnings to go into my ladbrokes account?
I just won money on a horse on the ladbrokes site and ive noticed that there is no money showing in the withdrawal option or on my accounts. So im just wondering how long does it take to actualy show that ive won something and also how long will it take to transfer into my bank account? Thanks in advance!
Gambling - 3 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
It should be in your account about 10 minutes after the end of the race, but will take longer if there is a stewards enquiry. It will take 2-3 working days (perhaps a bit longer) for a withdrawal to appear in your bank account.
Answer 2 :
When I came accros with this kind of problem i googled aroudn and found this, please refer to this site http://online-recreation.notlong.com/AAVhOIy
Answer 3 :
when you withdraw winnings, it withdraws to your Ladbrokes Sportsbook account which is effectively the same as your casino account (same user, same password and set up transparently when you register at the casino). This means you then have to do a second stage withdrawal to process the payment, else it stays in limbo for you to bet with. Thankfully this is still all done via the casino software. Additionally, if you want to change the deposit option from a card to NETeller for example, you have to logon via the Ladbrokes website to change it. Also note, that you can only withdraw to the same method you deposited with (laws regulating money laundering).

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Monday, January 28, 2013

How do i move files on my admin account to a standard account in Vista?

How do i move files on my admin account to a standard account in Vista?
i want to move my windows media player songs and some of my documents that are on my admin account on my vista computer so that they can be viewed when i use the standard account...thanks
Software - 1 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
Move or copy the data to the public documents folder. When you log in on the standard account the data will show up in the same place.

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Monday, January 14, 2013

Which College is better for Accounting And finance Degree ? In London?

Which College is better for Accounting And finance Degree ? In London?

Higher Education (University +) - 1 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
Use the table below to find the best institution for this. LSE comes out on top from the London universities.

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Monday, January 7, 2013

How long does it take for a winnings to go into my ladbrokes account?

How long does it take for a winnings to go into my ladbrokes account?
I just won money on a horse on the ladbrokes site and ive noticed that there is no money showing in the withdrawal option or on my accounts. So im just wondering how long does it take to actualy show that ive won something and also how long will it take to transfer into my bank account? Thanks in advance!
Gambling - 3 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
It should be in your account about 10 minutes after the end of the race, but will take longer if there is a stewards enquiry. It will take 2-3 working days (perhaps a bit longer) for a withdrawal to appear in your bank account.
Answer 2 :
When I came accros with this kind of problem i googled aroudn and found this, please refer to this site http://online-recreation.notlong.com/AAVhOIy
Answer 3 :
when you withdraw winnings, it withdraws to your Ladbrokes Sportsbook account which is effectively the same as your casino account (same user, same password and set up transparently when you register at the casino). This means you then have to do a second stage withdrawal to process the payment, else it stays in limbo for you to bet with. Thankfully this is still all done via the casino software. Additionally, if you want to change the deposit option from a card to NETeller for example, you have to logon via the Ladbrokes website to change it. Also note, that you can only withdraw to the same method you deposited with (laws regulating money laundering).

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