I was locked out of my Yahoo account and can't get help. I really need to access my account?
I've written to Yahoo, followed all the instructions on their site, but can't get anyone to really help me. I remember one security question answer, but forgot the second. I have information I must get to on that e mail. I had to add a temporary account, but I want the old one available.
Accounts & Passwords - 2 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
Enter what u remember your email or password then press enter and a screen should POP up click forgot password or email
Answer 2 :
Go to this link where you are told exactly what to do in case your password doesn't work or you forgot it: https://edit.yahoo.com/forgotroot/ If all else fails, send a mail describing your problem to account-security-help@cc.yahoo-inc.com. Or call Yahoo: 1-408-349-1572 (office hours), explain to a customer service person what happened.
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Friday, June 28, 2013
Friday, June 14, 2013
What does 6% interest on a savings account actually mean?
What does 6% interest on a savings account actually mean?
If i have 100 in a savings account paying 6% on a monthly basis how much interest would i get after a month? Also would this be the same with say 8% on a current account or do they work differently?
Personal Finance - 4 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
It means you get 6% of whatever your average balance is over the course of the year. (Minus taxes of course)
Answer 2 :
You would get 6% in a year which would be £6 per year. If paid monthly, it wuld be about 50p / month. It is actually worked out daily, so the amount may be slightly different but not by much. Also, it would be taxed, so if you are earning a salary, you would get less than that.
Answer 3 :
100 x .06 equals 6.00 divided by 12 months equals 50 cents a month interest 100 x .08 equals 8.00 divided by 12 months equals 75 cents a month interest
Answer 4 :
You will recieve close to $6, but the key question is how often the amount is compounded. If the account is compounded monthly you would take your average balance during the month and multiply it by 6%/12. This will give you the amount of interest earned that month. The following month, you take the principal + interest and again multiply it by 6%/12. The higher the compounding rate the higher the effective interest rate (i.e daily compounding is better than monthly, which is better than annual). But on amounts like $100, the differences are not too much. For instance an annual compound of $100 = $106 at the end of the year. A monthly compound = $106.17, with a daily compound = $106.20 by year end.
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If i have 100 in a savings account paying 6% on a monthly basis how much interest would i get after a month? Also would this be the same with say 8% on a current account or do they work differently?
Personal Finance - 4 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
It means you get 6% of whatever your average balance is over the course of the year. (Minus taxes of course)
Answer 2 :
You would get 6% in a year which would be £6 per year. If paid monthly, it wuld be about 50p / month. It is actually worked out daily, so the amount may be slightly different but not by much. Also, it would be taxed, so if you are earning a salary, you would get less than that.
Answer 3 :
100 x .06 equals 6.00 divided by 12 months equals 50 cents a month interest 100 x .08 equals 8.00 divided by 12 months equals 75 cents a month interest
Answer 4 :
You will recieve close to $6, but the key question is how often the amount is compounded. If the account is compounded monthly you would take your average balance during the month and multiply it by 6%/12. This will give you the amount of interest earned that month. The following month, you take the principal + interest and again multiply it by 6%/12. The higher the compounding rate the higher the effective interest rate (i.e daily compounding is better than monthly, which is better than annual). But on amounts like $100, the differences are not too much. For instance an annual compound of $100 = $106 at the end of the year. A monthly compound = $106.17, with a daily compound = $106.20 by year end.
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Friday, June 7, 2013
How does the Taxman know how much is in your bank account?
How does the Taxman know how much is in your bank account?
Are the banks required to disclose this information to HMRC? I regularly make deposits into a savings account from part time jobs, as I am a student. Am I required to disclose this for tax purposes?
United Kingdom - 6 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
The Taxman has no idea how much savings you have the bank cannot tell him without a court order when you next get a tax return it will tell you what you do and don't have to declare
Answer 2 :
Banks are legally required to notify HMRC of the interest paid (from which a calculation can be made) and also, unless the account is one that pays interest gross, to deduct tax from the interest at the standard rate and pay it over to HMRC. That is likely to be the position that you are in with your savings account (which will be interest bearing, unlike a current account). If your income for the year is less than the personal allowances, do remember that you can claim it back from HMRC at the end of the tax year.
Answer 3 :
It's the law that you disclose all income. If the IRS obtains a warrant, the bank has no choice but to release your bank records. They also have to report suspicious activity, high amount cash deposits, and interest earned to the government. Don't be a cheat and you have no worries, though.
Answer 4 :
HMRC does not know how much is in your bank account - although deposit takers are required to notify HMRC how much interest has been paid to its depositors each year. If your annual income is over £6035, you have to notify chargeablitiy.
Answer 5 :
HMRC gets notified of the interest you receive on your various bank accounts so can make an educated guess as to how much is in those accounts. If you have built up a large amount without ever declaring any income you can expect enquiries to be made. If all of your taxable income (including taxable interest) is in excess of the annual allowance then you need to pay tax. In practice if your income comes from part time jobs then your employer(s) should be operating PAYE if you earn enough. Talk to them if you are not sure.
Answer 6 :
Banks are legally obliged to notify HMRC of interest paid, but not amount of capital held. HMRC are aware of interest rates, so can make an educated guess. It depends on whether the income from your part-time jobs exceeds the tax free allowance of £6035, the tax year going from 6th April to 5th April. If it doesn't, and your interest added to wages is less than that sum, you can complete form R85, and hand to bank so that interest paid gross. Otherwise bank will deduct tax of 20% at source. If you have done form R85, but earnings exceed £6035, you should notify HMRC, as this will get picked up eventually, and HMRC will arrange for R85 to be cancelled, and tax deducted. If tax deducted at source, you need not do anything, although if your earnings less than tax allowance, you may be due for a refund. In these circumstances, you can claim on form R40.
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Are the banks required to disclose this information to HMRC? I regularly make deposits into a savings account from part time jobs, as I am a student. Am I required to disclose this for tax purposes?
United Kingdom - 6 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
The Taxman has no idea how much savings you have the bank cannot tell him without a court order when you next get a tax return it will tell you what you do and don't have to declare
Answer 2 :
Banks are legally required to notify HMRC of the interest paid (from which a calculation can be made) and also, unless the account is one that pays interest gross, to deduct tax from the interest at the standard rate and pay it over to HMRC. That is likely to be the position that you are in with your savings account (which will be interest bearing, unlike a current account). If your income for the year is less than the personal allowances, do remember that you can claim it back from HMRC at the end of the tax year.
Answer 3 :
It's the law that you disclose all income. If the IRS obtains a warrant, the bank has no choice but to release your bank records. They also have to report suspicious activity, high amount cash deposits, and interest earned to the government. Don't be a cheat and you have no worries, though.
Answer 4 :
HMRC does not know how much is in your bank account - although deposit takers are required to notify HMRC how much interest has been paid to its depositors each year. If your annual income is over £6035, you have to notify chargeablitiy.
Answer 5 :
HMRC gets notified of the interest you receive on your various bank accounts so can make an educated guess as to how much is in those accounts. If you have built up a large amount without ever declaring any income you can expect enquiries to be made. If all of your taxable income (including taxable interest) is in excess of the annual allowance then you need to pay tax. In practice if your income comes from part time jobs then your employer(s) should be operating PAYE if you earn enough. Talk to them if you are not sure.
Answer 6 :
Banks are legally obliged to notify HMRC of interest paid, but not amount of capital held. HMRC are aware of interest rates, so can make an educated guess. It depends on whether the income from your part-time jobs exceeds the tax free allowance of £6035, the tax year going from 6th April to 5th April. If it doesn't, and your interest added to wages is less than that sum, you can complete form R85, and hand to bank so that interest paid gross. Otherwise bank will deduct tax of 20% at source. If you have done form R85, but earnings exceed £6035, you should notify HMRC, as this will get picked up eventually, and HMRC will arrange for R85 to be cancelled, and tax deducted. If tax deducted at source, you need not do anything, although if your earnings less than tax allowance, you may be due for a refund. In these circumstances, you can claim on form R40.
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Saturday, June 1, 2013
How do I transfer money from UK Paypal account to my debit card?
How do I transfer money from UK Paypal account to my debit card?
I just recently sold some items on Ebay, and now the money is in my Paypal account. How do I transfer the money from my Paypal to my bank account? Also, is it possible to buy things off ebay and use the Paypal account to pay for things when it hasn't been sent to my card? Thanks
Personal Finance - 1 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
yes to both questions very simple just login scroll along the top bar the instrutions are simple to follow when you buy from ebay clik buy now login and again instructions easy to follow
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I just recently sold some items on Ebay, and now the money is in my Paypal account. How do I transfer the money from my Paypal to my bank account? Also, is it possible to buy things off ebay and use the Paypal account to pay for things when it hasn't been sent to my card? Thanks
Personal Finance - 1 Answers
People Answers, Critics, Comments, Opinions :
Answer 1 :
yes to both questions very simple just login scroll along the top bar the instrutions are simple to follow when you buy from ebay clik buy now login and again instructions easy to follow
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